Let's Help You...

Buy Your First Home|Build Your Dream Home|Find A Great Rate|Get Qualified|Get Cash Out

Whatever your goals are we are here to help!
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Discover Your Options Schedule a Chat!

How We Can Help Buy Your Dream House

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Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
Get Pre-Qualified
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Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
Shop Rates
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Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your Dream House

Welcome To EMortgage Capital

At EMortgage Capital, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense and will help you obtain the best loan possible. Our team's operational expertise helps us provide a much smoother experience for our borrowers. 

In working with our vast amount of lenders, it allows us to get you the best rates on all types of loan programs including: Conventional, Jumbo, Home Equity Lines, FHA, USDA, VA, Commercial, Construction, Renovation, 30yr/20yr/15yr/Custom terms, ARMS, DCSR, Reverse, Bank Statement Loans, Doctor loans, First Responder & HERO loans. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

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Purchasing

With the vast amount of lenders working with us we can handle the financing for nearly any purchase type. From a traditional loan, to building, to various investor financing... we got you covered!

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The EMortgage Capital Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

Refinance

We can help you lock in a lower rate than your current, help ditch that MI, or  tap into the equity of your home to pay off bills or get funds for a remodel!

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Apply Now

Get started with our easy online application.

CLICK HERE TO GET STARTED
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Latest News

FHA

There are lots of good reasons to choose an FHA loan and putting less funds down is certainly one of them!

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Learning Center

The EMortgage Capital Address

Contact Us:

Phone: (916) 802-7069

Address: 500 Auburn Folsom Rd
Auburn ,CA
95603